Christmas budgeting
I love this time of the year most. I’m in an ultra generous mood to buy lots of gifts for friends and family members this year. I’ve earned quite a fair bit and i think it’s time i share some of my earnings with my loved ones. To me, to give is much better than to receive. I know very well that Christmas is an expensive time of year. So, what i do is i will list down all the items that i want to buy and give myself ample time to check around for the best price. I will never get the lowest price, but as long as i’m comfortable with it, i’ll buy it. I hate shopping at the last minute. But do remember that for those who have mortgage on their house, credit cards bills to settle, and loans to repay, dont overspend this festive season or you’ll end up with even more debt.